• IMPRESE
  • DRL
  • CREDITI FISCALI
  • RACCOLTA
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  • Banca IFIS supports the short-term financial and credit management needs of small- and medium-sized enterprises. This...
  • The Banca IFIS Group is the only independent banking group in Italy that specialises in the sector of trade receivables...
  • Credi Impresa Futuro Banca IFIS developed a new project, introducing also a new brand, to foster the growth of trade...
  • STATEMENT OF FINANCIAL POSITION(in thousands of Euro) TRADE RECEIVABLES...
  • RECLASSIFIED CONSOLIDATED STATEMENT OF FINANCIAL POSITION: QUARTERLY...
  • The organisational structureThe model for segment reporting is in line with the organisational structure used by the...
  • MAIN STATEMENT OF FINANCIAL POSITION ITEMS(in thousands of Euro) AMOUNTS AT...
  • Formation of net banking incomeNet banking income rose 7,9% from 244,9 million Euro to 264,2 million Euro, thanks to...
  • GROUP KPIs (1) YEAR CHANGE 2013 2012(2) %...
  • The Banca IFIS Group continues to grow relentlessly, breaking new records in terms of profitability, capitalisation and...
  • The model for segment reporting is in line with the organisational structure used by the Head Office to analyse Group...
  • The Banca IFIS Group is the only independent banking group in Italy that specialises in the sector of trade receivables...
  • The Group's prospects for 2014 remain largely positive. On the economic front, the recession that has characterised...
  • STATEMENT OF FINANCIAL POSITION(in thousands of Euro) TRADE RECEIVABLES...
  • RECLASSIFIED CONSOLIDATED STATEMENT OF FINANCIAL POSITION: QUARTERLY...
  • The organisational structureThe model for segment reporting is in line with the organisational structure used by the...
  • MAIN STATEMENT OF FINANCIAL POSITION ITEMS(in thousands of Euro) AMOUNTS AT...
  • The market for tax receivables usually arising from insolvency proceedings has historically been valued at 40 to 50...
  • Fast FinanceFast Finance is Banca IFIS Group’s business area specialised in purchasing tax receivables arising from...
  • The Banca IFIS Group continues to grow relentlessly, breaking new records in terms of profitability, capitalisation and...
  • Formation of net banking incomeNet banking income rose 7,9% from 244,9 million Euro to 264,2 million Euro, thanks to...
  • The model for segment reporting is in line with the organisational structure used by the Head Office to analyse Group...
  • In 2013, Italian banks registered an overall reduction in funding, mainly as a result of lower refinancing operations...
  • On 7 January 2013, Banca IFIS officially launched contomax, its crowd current account born from the dialogue with the...
  • rendimax is Banca IFIS’s high-yield online savings account aimed at private investors, companies and insolvency...
  • The Banca IFIS Group is the only independent banking group in Italy that specialises in the sector of trade receivables...
  • Formation of net banking incomeNet banking income rose 7,9% from 244,9 million Euro to 264,2 million Euro, thanks to...
  • Control over the development of the Group's organisation, with reference to organisational structures, size and...
  • Key Data On The Consolidated Income Statement (2013 VS 2012)Key Data On The Consolidated Statement Of Financial...
  • The Group's prospects for 2014 remain largely positive. On the economic front, the recession that has characterised...
  • The Banca IFIS Group continues to grow relentlessly, breaking new records in terms of profitability, capitalisation and...

Quarterly Evolution

RECLASSIFIED CONSOLIDATED STATEMENT OF FINANCIAL POSITION: QUARTERLY EVOLUTION
(in thousands of Euro)
YEAR 2013(1) YEAR 2012(1)
31.12 30.09 30.06 31.03 31.12 30.09 30.06 31.03
ASSETS                
Financial assets held for trading - - - 10 - - - -
Available for sale financial assets 2.529.179 2.531.765 2.868.958 2.763.805 1.974.591 1.584.536 1.360.854 2.269.595
Held to maturity financial assets 5.818.019 4.459.285 4.856.179 4.710.582 3.120.428 2.983.123 2.958.581 1.676.527
Due from banks 415.817 391.187 481.609 479.119 545.527 536.094 342.314 368.435
Due from customers 2.296.933 2.223.142 2.239.693 2.177.379 2.277.882 2.108.844 2.165.467 1.856.469
Property, plant and equipment and investment property 40.739 40.337 39.889 39.829 39.972 39.293 39.284 39.400
Intangible assets 6.361 6.323 5.921 5.671 5.683 5.662 5.790 5.986
Other assets 230.749 182.394 170.846 157.556 145.615 125.907 103.604 167.836
Total assets 11.337.797 9.834.433 10.663.095 10.333.941 8.109.698 7.383.459 6.975.894 6.384.248
(1) Data restated after initial publication. See the Introductory notes on how to read the data.
RECLASSIFIED CONSOLIDATED STATEMENT OF FINANCIAL POSITION: QUARTERLY EVOLUTION
(in thousands of Euro)
YEAR 2013(1) YEAR 2012(1)
31.12 30.09 30.06 31.03 31.12 30.09 30.06 31.03
LIABILITIES AND EQUITY                
Due to banks 6.665.847 527.961 601.058 600.956 557.323 555.295 582.778 626.526
Due to customers 4.178.276 8.837.029 9.604.606 9.291.659 7.119.008 6.439.392 6.071.698 5.403.489
Post-employment benefits 1.482 1.497 1.523 1.561 1.565 1.505 1.508 1.371
Tax liabilities 17.362 23.330 18.339 25.408 19.703 17.548 14.282 15.258
Other liabilities and equity items 94.507 86.752 106.318 82.044 103.082 85.678 47.895 75.621
Equity: 380.323 357.864 331.251 332.313 309.017 284.041 257.733 261.983
- Share capital, share premiums and reserves 295.482 290.754 287.211 309.859 230.789 226.110 219.981 242.273
- Profit for the period 84.841 67.110 44.040 22.454 78.228 57.931 37.752 19.710
Total liabilities and Equity 11.337.797 9.834.433 10.663.095 10.333.941 8.109.698 7.383.459 6.975.894 6.384.248
(1) Data restated after initial publication. See the Introductory notes on how to read the data.
RECLASSIFIED CONSOLIDATED INCOME STATEMENT: QUARTERLY TREND
(in thousands of Euro)
YEAR 2013(1) YEAR 2012(1)
4th Q. 3rdQ. 2ndQ. 1stQ. 4th Q. 3rdQ. 2ndQ. 1stQ.
Net interest income 55.756 48.112 50.553 52.323 55.720 45.572 40.692 37.021
Net commission income 14.397 13.991 14.286 14.490 15.387 14.822 14.242 15.473
Dividends and similar income - 1 83 - - 9 - -
Net result from trading (96) 282 (42) 49 13 (88) (37) (63)
Profit from sale of available for sale financial assets - 11 - - 6.154 - - -
Net banking income 70.057 62.397 64.880 66.862 77.274 60.315 54.897 52.431
Net value adjustments/revaluations due to impairment of: (10.023) (8.252) (12.596) (13.716) (26.162) (12.728) (9.046) (5.815)
Receivables (10.023) (8.240) (12.549) (13.716) (25.918) (12.728) (6.401) (5.815)
Available for sale financial assets - (12) (47) - (244) - (2.645)  
Net profit from financial activities 60.034 54.145 52.284 53.146 51.112 47.587 45.851 46.616
Personnel expenses (9.858) (9.179) (9.254) (8.803) (7.950) (7.740) (11.372) (9.048)
Other administrative expenses (11.023) (8.946) (9.935) (9.118) (9.287) (7.221) (8.091) (6.328)
Net allocations to provisions for risks and charges (202) (13) - - (549) (10.000) - -
Net value adjustments to property, plant and equipment and investment property and intangible assets (932) (575) (814) (683) (743) (884) (832) (770)
Other operating income (expenses) 619 813 669 886 1.515 231 1.281 629
Operating costs (21.396) (17.900) (19.334) (17.718) (17.014) (16.614) (19.014) (15.517)
Pre-tax profit from continuing operations 38.638 36.245 32.950 35.428 34.098 30.973 26.837 31.099
Income tax expense for the period (20.907) (13.175) (11.364) (12.974) (13.801) (10.794) (8.795) (11.389)
Profit for the period 17.731 23.070 21.586 22.454 20.297 20.179 18.042 19.710
(1) Data restated after initial publication. See the Introductory notes on how to read the data.
INCOME STATEMENT DATA BY SECTOR: QUARTERLY EVOLUTION
(in thousands of Euro)
YEAR 2013 YEAR 2012
   4thQ. 3rdQ. 2ndQ. 1st Q. 4thQ. 3rdQ. 2ndQ. 1stQ.
Net banking income 70.057 62.397 64.880 66.862 77.274 60.315 54.897 52.431
Trade receivables 39.008 33.314 28.698 28.682 35.191 31.309 25.516 22.260
Distressed retail loans 4.982 4.541 7.454 7.397 5.385 3.141 4.591 5.461
Tax receivables 1.702 2.067 2.369 3.149 1.685 964 778 362
Governance and services 24.365 22.475 26.359 27.634 35.013 24.901 24.012 24.348
Net profit from financial activities 60.034 54.145 52.284 53.146 51.112 47.587 45.851 46.616
Trade receivables 27.150 24.333 14.396 15.440 14.762 18.749 19.194 16.500
Distressed retail loans 6.826 5.255 9.127 6.618 3.592 3.076 4.559 5.406
Tax receivables 1.693 2.094 2.449 3.454 1.518 861 731 362
Governance and services 24.365 22.463 26.312 27.634 31.240 24.901 21.367 24.348

 

BANCA IFIS SPA P. IVA n. 02992620274